Loan for bank reimbursement
Loan for bank reimbursement with disagoes, In addition, the repayment advises in one fell swoop – even if you need to use a debt repayment loan. The amount of the loan costs is determined by the respective creditworthiness, the duration, the loan amount, the credit bureau information, etc. of the respective applicant. The repayment of the bank in one go is in any case greater than the incurred credit costs.
The repayment amount of the bank is usually paid quarterly in installments. The direct debit authorization is not compulsory but is advised to save time and effort by forgetting a bank transfer. If you have a permanent job after graduation but have a very low salary, you may be exempted from the repayment under certain circumstances.
For example, the limit for a borrower is already EUR 1,145 gross. However, the exclusion from the bank repayment is not automatic, but must be obtained via an online form or by letter. Note: An exemption from the bank repayment is not synonymous with debt relief. On the contrary, the bank repayment shifts for university graduates who have a comparatively low salary – usually for one year.
The bank must be reimbursed within a period of twenty years.
In the case of a low income exemption, the repayment period will be extended appropriately. In this case, the repayment period will be postponed to the duration of the exemption. The sum still outstanding at the end of the twenty-year period is then outstanding in one go. Anyone who has not formed a financial reserve after 20 years or can not repay the remaining bank due to unforeseen events may seek a postponement or partial remission.
The prerequisite for this is that the former bank beneficiary is in an emergency situation and submits a bank hardship application. In addition to the bank payee, a favorable debt repayment loan can also be claimed if the need arises.